How long does DUI affect insurance rates in New York? Does New York require an SR-22?

In New York, a DUI (driving under the influence) conviction can impact your car insurance rates for several years. The length of time depends on the insurance company and their policies, as well as the severity of the DUI conviction. Generally, a DUI conviction will stay on your driving record for ten years in New York. However, most insurance companies will only consider the DUI when calculating your rates for three to five years. During this time, your premiums may increase significantly, as insurance companies see you as a higher risk driver. As for the SR-22 form, New York does not require it for drivers who have been convicted of a DUI. However, if you are convicted of a DUI in another state that requires an SR-22 form, you will need to obtain one in order to drive in New York. If you are looking to reduce the impact of a DUI conviction on your insurance rates, you may want to consider taking a defensive driving course. Some insurance companies offer discounts to drivers who complete these courses, and it may help offset the increased premiums resulting from the DUI conviction.