Lapse in car insurance, no accidents/tickets but went through tolls. Will the dmv find out?

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Asked August 21, 2018

1 Answer


If you have a lapse in car insurance and drive through tolls without paying, there is a possibility that the DMV (Department of Motor Vehicles) may find out. Here are a few key things to consider:

  • In some states, the DMV is notified when a registered vehicle's insurance policy is canceled or lapses. If this is the case in your state, the DMV may already be aware that you have had a lapse in insurance coverage.
  • Toll agencies typically use a combination of cameras and electronic toll collection equipment to track vehicles that pass through tolls without paying. If you drove through tolls without paying during your lapse in car insurance, there is a chance that your license plate may have been captured by these cameras.
  • If your license plate was captured by a toll camera and you did not pay the toll, the toll agency may send a notice to the DMV requesting that they withhold the renewal of your vehicle registration until the toll is paid. In some cases, this may also trigger a notice to the DMV that you did not have insurance coverage at the time the toll was incurred.
It's important to note that the specific policies and procedures related to toll collection and insurance lapses can vary depending on your state and local laws. However, if you have a lapse in car insurance and drive through tolls without paying, there is a possibility that the DMV may find out. To avoid potential consequences, it's important to maintain continuous car insurance coverage and pay any tolls or fines that may be incurred while driving.

Answered August 23, 2018 by bestrates

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