Do items stolen from my hotel room get covered under my home insurance policy?

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Asked March 25, 2013

1 Answer


It is possible that your home insurance policy may provide coverage for items stolen from your hotel room, but it depends on the specific terms and conditions of your policy. Many home insurance policies provide coverage for personal property, which includes items that are owned by you and located outside of your home, such as in a hotel room. However, there may be limits on the amount of coverage that applies to personal property that is located away from your home. Additionally, some home insurance policies may specifically exclude coverage for items that are stolen from a hotel room. It's important to review your policy carefully and speak with your insurance agent to understand the specific coverage limits and exclusions that apply to your policy. If you frequently travel and stay in hotels, you may want to consider purchasing a separate travel insurance policy to provide additional coverage for your personal property while you are away from home. Read more: Best Business Insurance for Hotels

Answered March 25, 2013 by Anonymous

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