Is Humana a good insurance company?

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Asked August 23, 2012

1 Answer

Humana is much more than a health insurance company. They also provide coverage for vision and dental care, senior medical supplements, and life insurance. They do not offer auto, home or similar liability insurance, but they do provide insurance policies for life, health, and non-standard health related coverage.

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Financial Rating
Humana insurance is a group of independently licensed corporations licensed by their state of operations. A.M. Best gives them an overall rating of A-, with a stable financial outlook. For long-term insurance, Humana is an option, but may not be rated as well as other health insurers. It would be a good idea to check the ratings at A.M. Best or other financial ratings companies before purchasing a policy. The company is publicly traded as HUM on the New York Stock Exchange.

Customer Satisfaction
Company procedure may differ from one state to another, leading to some disagreement on claims, but Humana has a long history of satisfied customers. Make sure you understand your policy, and document claims, including who you spoke to and when you did so, and everything will go fine.

Company Availability
Humana is only licensed to sell in 15 states and Puerto Rico. You can purchase Humana policies in AZ, CO, FL, GA, IL, IN, KS, KY, LA, MI, NC, OH, PR, TN, TX, WI. This list may change over time, and your state department of insurance can always verify the licensing of any health insurance company.

The Bottom Line
Since the mid-1960's, Humana has continuously grown, striving to provide customers with unprecedented levels of health care at affordable prices. The company has suffered some setbacks, but they are still strong and dependable. For consumers and investors alike, Humana has a lot to offer.

Answered August 23, 2012 by Anonymous

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