Is Golden Rule a good insurance company?

Golden Rule Insurance is a subsidiary of UnitedHealthcare, one of the largest health insurance companies in the United States. Golden Rule specializes in offering health insurance plans to individuals and families, including short-term health insurance, health savings accounts (HSAs), and dental and vision insurance. When it comes to financial strength, Golden Rule has received an A rating from A.M. Best, which indicates a strong ability to meet its financial obligations to policyholders. This rating is a good indication of the company's financial stability. In terms of customer satisfaction, Golden Rule has received mixed reviews. According to J.D. Power's 2020 U.S. Individual Health Insurance Satisfaction Study, the company received average ratings for overall customer satisfaction. However, the company has also received some negative reviews regarding customer service and claims processing. Golden Rule offers a variety of health insurance plans that may suit different needs and budgets. For example, their short-term health insurance plans can provide temporary coverage for individuals who are between jobs or waiting for another type of coverage to begin. Their HSA-qualified plans allow policyholders to save money on healthcare expenses while also providing coverage for preventive care and catastrophic events. In summary, Golden Rule Insurance has received a good financial rating from A.M. Best, but has received mixed reviews for customer satisfaction. The company offers a variety of health insurance plans that may suit different needs and budgets, but customers should carefully review the terms and conditions of any plan before enrolling. As with any insurance company, it's important to consider your individual needs and experiences, and to research and compare insurance companies and their products before making a decision.