Is Drivers Insurance a Good Company?

Based in Duluth, Georgia, Drivers Insurance Company is a relatively new specialty car insurance company that was founded in 2007. The company is small, with total assets of around 18 million dollars, but it is also secure enough to have survived through the financial crisis of 2007-2008 without being acquired by larger, more aggressive companies.

Financial Rating
Drivers Insurance Company is not rated by the A.M. Best financial ratings company. This does not mean that the company is poorly rated, simply that it did not qualify or was not included in the ratings for any of number of reasons. Despite their lack of a recognized financial rating, the company maintains that they are both financially stable and secure.

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Customer Satisfaction
Drivers Insurance strives to reach a particular group of drivers, and is distributed by dedicated insurance agents. Specifically, the company sells minimum limit insurance, aimed at those who do not need or cannot afford more comprehensive car insurance plans. Because of their focus in a particular niche, the company is well liked by their customers.

Company Availability
Drivers insurance is available in 12 states, including their home state of Georgia. Other states where the company is currently licensed include Indiana, Nevada, Oklahoma and Texas. Because the company coverage area may change, be sure to check with your state's department of insurance before purchasing a policy to find out whether the company is licensed to sell insurance in your area.

Insurance Products Offered
Drivers Insurance Company stands apart from other insurance companies by focusing coverage on minimum limits for cars. They market insurance that provide minimum coverage, typically PIP insurance and liability coverage at competitive rates. The company does not insure high risks drivers such as those who have had a number of traffic accidents, received a DUI, or other traffic violations which increase the risk of insuring you.