If I get into a car accident with no insurance, but the title is under my fathers name what happens?

If you get into a car accident and you are driving a car that is registered under your father's name, but you have no insurance, the situation can vary depending on the state you are in and the insurance policies of your father. In some states, the car owner's insurance policy may provide coverage for damages caused by a driver who is not listed on the policy, such as an uninsured driver. This is known as "permissive use" coverage. However, not all insurance policies include permissive use coverage, so it is important to check the specific policy. If your father's insurance policy does not provide coverage, you could be held personally responsible for the damages and may be sued for the costs of repairs, medical bills, and other expenses resulting from the accident. Your father could also be held liable if he was aware that you were driving the car without insurance. If you are found at fault for the accident, you may also face legal penalties, such as fines, license suspension, or even jail time. Additionally, if you are at fault and someone is injured, you may be responsible for paying their medical bills and other damages. It is always recommended to have insurance coverage when driving a vehicle, regardless of who owns the car. If you do not have insurance, you may want to consider purchasing a non-owner car insurance policy, which provides liability coverage for drivers who do not own a car.