Why does my insurance company want to see my receipts for roof repair when they have already given me the check?

Insurance company may want to see receipts for roof repairs even after issuing you a check to ensure that the repairs have been completed as intended and to confirm that the amount of the check was appropriate based on the cost of repairs. When an insurance claim is made for roof damage, the insurance company will typically send an adjuster to assess the damage and estimate the cost of repairs. Based on this estimate, the insurer will issue a check to cover the cost of the repairs, minus any applicable deductible. However, it is common for repairs to cost more than the initial estimate, especially if unexpected damage is discovered during the repair process. By requesting receipts for repairs, the insurer can ensure that the repairs were actually made and that the amount paid out by the insurance company was appropriate based on the actual cost of repairs. Additionally, receipts can help the insurer identify any potential fraud or overcharging by contractors. If a contractor charges significantly more than market rates for a repair, or if they bill for work that was not actually performed, receipts can help the insurer identify and dispute these charges. Overall, it is important to provide receipts or other documentation to your insurance company as requested to ensure that your claim is properly processed and that you receive the full amount of compensation that you are entitled to.