In PA do i have to add every member of my household to my auto policy?

In Pennsylvania, it is generally recommended that you add all licensed drivers in your household to your auto insurance policy, as they may be considered "permissive drivers" and could potentially be held liable in the event of an accident while driving your vehicle. However, it is not required by law to add all household members to your policy. Each insurance company has its own policies and guidelines for determining who should be listed on the policy. Some insurance companies may require that all licensed drivers in the household be listed on the policy, while others may only require those who regularly drive the insured vehicle to be listed. It is important to note that if an unlisted driver is involved in an accident while driving your vehicle, your insurance company may deny coverage for the damages and you could be held personally liable for any damages or injuries caused. Additionally, failing to disclose all drivers in your household to your insurance company could be considered insurance fraud and could result in penalties or legal consequences. Therefore, it is important to speak with your insurance agent or provider to determine their specific guidelines and requirements for listing drivers on your auto insurance policy in Pennsylvania.