Im driving a friends uninsured car, what insurance should i get?

Driving an uninsured car is illegal in most states, and if you were to get into an accident, you would be held responsible for any damages or injuries that you cause. Therefore, it's crucial to ensure that you have adequate insurance coverage in case of an accident. There are several types of insurance coverage that you can consider when driving your friend's uninsured car. These include:

• Non-owner car insurance: This type of insurance policy is designed for individuals who do not own a car but frequently drive other people's cars. Non-owner insurance provides liability coverage for bodily injury and property damage in the event of an accident. It does not cover damage to the vehicle itself.
• Named driver insurance: This type of policy covers only the person named on the insurance policy to drive the vehicle. It typically provides liability coverage for bodily injury and property damage, as well as collision and comprehensive coverage, depending on the policy's terms and conditions.
• Temporary insurance: If you're only borrowing your friend's car for a short period, you may consider purchasing temporary insurance. This type of coverage provides liability, collision, and comprehensive coverage for a limited time, usually ranging from a few days to a few weeks.
• Your friend's insurance policy: If your friend has insurance coverage on their car, their policy may extend coverage to you as a permissive driver. However, you should confirm this with their insurance company before driving the car.

When considering which insurance policy to purchase, it's essential to evaluate your specific needs and the level of coverage you require. Liability insurance is typically required by law and covers damages to other people's property and injuries they may sustain in an accident that you cause. Collision and comprehensive coverage may be optional but can provide additional protection for the vehicle you're driving. Before purchasing any insurance policy, make sure to research the coverage options and costs carefully. You should also consider consulting with an insurance agent to ensure that you have adequate protection in case of an accident.