I’m 20 and have no job. Where can I get health insurance?
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Asked February 3, 2012
1 Answer
As a 20-year-old with no job, you may be eligible for various health insurance options. Here are a few options you could consider:
- Medicaid: Medicaid is a government-funded program that provides health insurance to those who have a low income or meet other eligibility criteria. Depending on the state you live in, you may be eligible for Medicaid coverage even if you are not currently employed.
- Affordable Care Act (ACA) Marketplace: The ACA Marketplace is an online platform where you can shop for health insurance plans and potentially receive financial assistance in the form of tax credits or subsidies. You can visit healthcare.gov to see what plans are available to you and what financial assistance you may qualify for.
- Stay on your parents' insurance: If your parents have health insurance, you may be able to stay on their plan until you turn 26. This is an option regardless of whether you are a full-time student, live with your parents, or are claimed as a dependent on their tax returns.
- Short-term health insurance: Short-term health insurance plans typically offer limited coverage for a specific period, usually up to 12 months. These plans may have lower premiums, but they may also have fewer benefits and protections than other types of health insurance plans.
- Look for local health insurance options: Some cities and states offer local health insurance programs that provide coverage to low-income residents. Check with your local health department or social services agency to see if there are any programs available in your area.
Answered February 3, 2012 by Anonymous