I am a self employed truck driver how do i get medical insurance
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Need medical insurance for me and my girlfriend
Asked January 30, 2017
1 Answer
As a self-employed truck driver, you have a few options for getting medical insurance:
- Private Health Insurance: You can purchase health insurance from private health insurance companies. You can choose from various plans and coverage levels, such as PPO, HMO, and high-deductible health plans. You can shop for private health insurance plans on the Health Insurance Marketplace, where you may be eligible for subsidies based on your income.
- Health Insurance through a Spouse or Parent: If you have a spouse or parent with a health insurance policy, you may be eligible to be added to their policy as a dependent. This option may be more affordable than purchasing an individual policy.
- Health Insurance through a Professional Association: There are professional associations for truck drivers, such as the Owner-Operator Independent Drivers Association (OOIDA), that offer group health insurance plans to their members.
- Health Savings Account (HSA): An HSA is a tax-advantaged savings account that allows you to save money for medical expenses. As a self-employed truck driver, you may be eligible to open an HSA and make tax-deductible contributions to it.
Answered February 3, 2017 by doclee