If your husband is not on your mortgage loan but is on the deed to the house can the homewoners insurance be in his name?

If your husband is on the deed but not on the mortgage loan, it is possible for him to have the homeowner's insurance policy in his name. However, it's important to note that the mortgage lender may require you to have insurance coverage that lists both you and your husband as named insureds. If your husband is the only named insured on the policy, you may need to make arrangements to add your name to the policy to satisfy the mortgage lender's requirements. You can contact your insurance provider and request to add your name as a named insured to the policy, or you can explore options for obtaining your own homeowner's insurance policy. It's also worth noting that the homeowner's insurance policy typically covers the structure of the home and its contents, rather than the individuals listed on the policy. In the event of a claim, the insurance company will typically pay out to repair or replace damaged property, regardless of who is listed on the policy.