How can I get insurance for house that is deeded to my deceased father?

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If my father dies and no one is on the deed but him but ive been living in the house for 30 years and Im his daughter. How can i get house insurance?

Asked April 3, 2018

1 Answer


If the house is deeded to your deceased father, the first step is to transfer the title to the rightful heirs or beneficiaries. You may need to consult with an attorney to determine the proper legal procedures for transferring the title. Once the title is properly transferred, you can obtain homeowners insurance for the house. The process for obtaining homeowners insurance for a house that has recently changed ownership may vary depending on the insurance company. Some insurance companies may require an inspection of the property prior to issuing a policy. Others may require proof of ownership or other documentation to verify the property's condition and value. It is important to shop around and compare insurance quotes from multiple companies to ensure you are getting the best coverage at the most affordable price. You may also want to consider working with an independent insurance agent who can help you navigate the process and find the best policy for your needs.

Answered April 5, 2018 by bestrates

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