Does homeowners insurance cover theft or robbery from your person while away from the home?

Yes, homeowners insurance may provide coverage for theft or robbery from your person while away from home, but it depends on the specifics of your policy and the circumstances of the theft. Most standard homeowners insurance policies provide coverage for personal property, which includes items such as clothing, electronics, and jewelry. Personal property coverage typically applies to items that are stolen or damaged while they are on your property, but it may also cover items that are stolen while you are away from home, such as a purse or wallet. However, the coverage for theft or robbery from your person while away from home may be limited. There may be a limit on the amount of coverage provided, and you may need to pay a deductible before the insurance company covers the rest of the cost. In addition, some policies may have exclusions for certain types of theft or robbery, such as theft from a vehicle or theft that occurs while traveling outside of the country. It's also important to note that some homeowners insurance policies may require you to purchase additional coverage for high-value items, such as jewelry or collectibles, in order to be fully covered in the event of theft or loss. If you're unsure about what your homeowners insurance policy covers when it comes to theft or robbery from your person while away from home, it's best to review your policy or contact your insurance agent for more information. It's also a good idea to take precautions to prevent theft, such as keeping your valuables secure and avoiding carrying large amounts of cash or other valuables while you are out and about.