My driving record is clean, but my husband has a DUI and suspended license. How can we get car insurance?

Having a spouse with a DUI and suspended license can make it challenging to get car insurance at a reasonable price, but there are some options available to you. Here are a few things you can consider:

• Look for an insurance company that specializes in high-risk drivers. There are some insurance companies that specialize in providing coverage to high-risk drivers, including those with DUI convictions. These companies may be able to offer coverage at a more affordable price than a traditional insurance company.
• Consider separate policies. Depending on the laws in your state, it may be possible for you to get a separate car insurance policy that covers only you as the driver. This would allow you to get coverage without having your husband's DUI and license suspension impact your rates.
• Get quotes from multiple companies. It's a good idea to shop around and get quotes from multiple car insurance companies to see which one can offer you the best rate. Be sure to disclose your husband's DUI and suspended license when getting quotes, as failing to do so could result in your policy being canceled or your claims being denied.
• Explore other coverage options. If you're having trouble getting traditional car insurance, you may want to explore other options such as non-owner car insurance, which provides liability coverage when you're driving someone else's car, or a high-risk insurance pool in your state.

It's important to remember that having a DUI and suspended license on your record will likely make car insurance more expensive, but it's still important to have coverage in case of an accident. Be sure to compare your options carefully and choose a policy that provides the coverage you need at a price you can afford.