Can my domestic partner, who is a common law spouse, collect the death benefit when there is no named beneficiary on the policy?

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Asked December 3, 2014

1 Answer


The ability of a common-law spouse to collect a death benefit in the absence of a named beneficiary on a policy would depend on several factors, including the state or jurisdiction in which you reside and the specific terms of the policy. In some states or jurisdictions, common-law spouses may have legal recognition, and they may be entitled to the same rights as legally married spouses, including the right to collect a death benefit if there is no named beneficiary on the policy. In other states or jurisdictions, however, common-law marriages may not be recognized, and the partner may have to go through a legal process to establish their claim to the death benefit. It is also possible that the specific terms of the policy may dictate who is entitled to collect the death benefit in the absence of a named beneficiary. It is important to review the policy carefully and consult with an attorney or financial advisor for guidance on how to proceed. Overall, it is recommended to consult with a legal professional to understand the specific laws and regulations that apply to your situation to determine the best course of action.

Answered December 3, 2014 by Anonymous

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