Does a standard home insurance policy cover the costs of bat removal?

A standard home insurance policy may or may not cover the costs of bat removal, depending on the specific policy and the circumstances surrounding the bat infestation. In general, most standard home insurance policies do not cover damage caused by pests or wildlife, including bats. This is because such damage is typically considered to be a maintenance issue rather than an unexpected event that is covered by insurance. However, some policies may offer limited coverage for certain types of pest infestations, such as termites or rodents. If the bats have caused damage to your home, such as by chewing through wires or insulation, your policy may cover the cost of repairs, but not the cost of removing the bats themselves. Additionally, some policies may offer coverage for bat removal if the bats pose a health or safety risk to the occupants of the home, such as by carrying disease. To determine whether your policy covers the costs of bat removal, you should review the specific terms and conditions of your policy, and contact your insurance provider to ask about coverage options. If your policy does not provide coverage for bat removal, you may need to pay for the removal and any associated repairs out of pocket. It's important to note that bat removal can be a complex and potentially dangerous process, and should be carried out by a professional wildlife removal service. Before hiring a removal service, you should check their credentials and make sure they have the necessary experience and equipment to safely and effectively remove the bats from your home.