Does the name on an insurance card in New Jersey have to match the car’s registration?

In New Jersey, the name on an insurance card typically does not have to match the name on the car's registration, as long as the driver is authorized to drive the vehicle and is listed as a covered driver on the insurance policy. New Jersey requires all drivers to carry liability insurance coverage for their vehicles. When a driver purchases an insurance policy, they are provided with an insurance card that contains information about the policy, including the policy number, the effective dates, and the name of the insurance company. The insurance card does not typically include the name of the driver or the name of the registered owner of the vehicle. Instead, the insurance policy will list the drivers who are authorized to drive the vehicle and are covered by the policy. As long as the driver is listed as a covered driver on the policy, they are typically authorized to drive the vehicle, regardless of whether their name matches the name on the registration. It's worth noting that the driver should carry a valid driver's license and proof of insurance whenever they are operating the vehicle. If the driver is stopped by law enforcement and cannot provide proof of insurance, they may face fines or other penalties. In some cases, if the name on the registration and the name on the insurance policy do not match, it may be a red flag for insurance companies or law enforcement. For example, if a person lists a different name on their insurance policy in an attempt to avoid higher insurance rates, they could be committing fraud. To avoid any confusion or potential legal issues, it's recommended to ensure that the names on the registration and the insurance policy are accurate and up-to-date. If there are any discrepancies or changes, it's important to contact your insurance company and the Department of Motor Vehicles to update your records.