Does my car insurance policy cover my aftermarket rims?

Whether your car insurance policy covers your aftermarket rims will depend on the specific terms of your policy. If you have a basic liability-only policy, it will not cover damage or theft of your aftermarket rims. Liability-only policies cover damages you may cause to other vehicles or people in an accident, but not damages to your own vehicle or property. If you have a comprehensive policy or a collision policy, it may cover damage to your aftermarket rims in certain circumstances. Comprehensive policies cover damages to your vehicle caused by non-collision events such as theft, vandalism, or natural disasters, and collision policies cover damages caused by accidents involving other vehicles or objects. However, it's important to note that there may be limitations or exclusions for aftermarket parts or accessories in your policy. Some policies may limit coverage to the factory-installed parts of your vehicle, or require that you specifically add additional coverage for aftermarket parts. To ensure that your aftermarket rims are covered, it's recommended to review your policy carefully and speak with your insurance agent. You may need to purchase additional coverage or add an endorsement to your policy to ensure that your aftermarket parts are fully protected.