What if i decide to sell my house after insurance claim check is given, do i the home owner get to keep the check?

If you decide to sell your house after receiving an insurance claim check, the situation can vary depending on the specific details of your insurance policy and the terms of the sale. In most cases, if you received an insurance claim check for damages to your home and then sold the property, you would typically be entitled to keep the check. However, there may be certain situations where the buyer may want to negotiate a credit or reduction in the purchase price to reflect the cost of the repairs that were covered by the insurance claim. If you still have an outstanding mortgage on your property, your mortgage lender may also have a say in what happens with the insurance claim check. Depending on your mortgage agreement, your lender may require that the check be used to pay off the outstanding balance on your mortgage, or they may allow you to keep the check and use it for repairs or other purposes. It is important to review your insurance policy and mortgage agreement carefully and consult with a professional, such as a real estate attorney or insurance agent, to understand your rights and obligations in this situation.