I damaged my neighbors reataining wall with my car.Who pays for damage?

If you damage your neighbor's retaining wall with your car, who pays for the damage will depend on a few factors, such as the cause of the accident, who is at fault, and the specifics of your insurance coverage. In general, if you are found to be at fault for the accident, you may be responsible for paying for the damage to your neighbor's retaining wall. This could involve paying for repairs or replacement of the wall, as well as any associated costs, such as labor or materials. If you have auto insurance, your policy may include liability coverage, which can help cover the costs of damage you cause to other people's property while driving. Liability coverage typically includes two components: property damage liability and bodily injury liability. Property damage liability covers damage to other people's property, such as your neighbor's retaining wall. If you have liability coverage, you may be able to file a claim with your insurance company to cover the cost of the damage to your neighbor's retaining wall. However, you will likely have to pay a deductible before your insurance coverage kicks in. If you are found to be at fault for the accident and do not have insurance coverage, you will be responsible for paying for the damage out of pocket. It's important to note that the specifics of insurance coverage and fault can vary depending on the circumstances of the accident and the terms of your insurance policy. It is always a good idea to carefully review your policy and speak with your insurance provider to understand your coverage and responsibilities in the event of an accident. Additionally, it may be beneficial to consult with a legal professional if there are any disputes or issues regarding fault or liability.