I’m a college student with no health or dental insurance, what are my options?

As a college student without health or dental insurance, there are several options available to you to help you obtain coverage:

• Student health insurance plans: Many colleges and universities offer health insurance plans for their students. These plans can provide coverage for doctor visits, prescription medications, and other medical services. Check with your school's health services department to see if they offer a student health insurance plan.
• Affordable Care Act (ACA) plans: The ACA, also known as Obamacare, provides health insurance options for individuals and families. You can explore your options and enroll in a plan through the Health Insurance Marketplace at healthcare.gov. Depending on your income, you may qualify for financial assistance to help cover the cost of premiums.
• Medicaid: Medicaid is a government-funded program that provides health insurance to individuals and families with low incomes. Eligibility for Medicaid varies by state, so you'll need to check with your state's Medicaid office to see if you qualify.
• Health savings accounts (HSAs): An HSA is a tax-advantaged savings account that you can use to pay for eligible medical expenses. You can open an HSA if you have a high-deductible health plan (HDHP). Contributions to an HSA are tax-deductible, and withdrawals for eligible medical expenses are tax-free.
• Dental savings plans: If you're looking for dental coverage, you may want to consider a dental savings plan. These plans offer discounts on dental services and can be purchased for a monthly or annual fee.
• Free or low-cost clinics: Some communities have free or low-cost clinics that provide medical and dental services to individuals who cannot afford to pay for care. You can search for clinics in your area online or contact your local health department for information.

It's important to remember that having health and dental insurance can help you maintain your health and prevent costly medical bills down the line. Be sure to explore your options carefully and choose a plan that meets your needs and budget.