Can I claim loss of use on two separate homes with two separate policies that are insured by the same company?

In most cases, it is not possible to claim loss of use on two separate homes with two separate policies that are insured by the same company, as loss of use coverage typically applies to a single property at a time. Loss of use coverage, also known as additional living expenses coverage, provides reimbursement for expenses incurred when a homeowner is unable to live in their home due to a covered loss, such as a fire or natural disaster. If you have two separate homes that are insured by the same company and one of them experiences a covered loss, you may be able to file a claim for loss of use on that home. However, if both homes are affected by a covered loss, such as a natural disaster that damages both properties, you may need to choose which home to file a claim for loss of use on. It's important to review the specific terms and conditions of your insurance policies to understand the extent of your coverage and any limitations that may apply. Some policies may have specific exclusions or limitations related to loss of use coverage, such as caps on the amount of coverage available or restrictions on the types of expenses that are reimbursed. If you have questions about your coverage or need assistance filing a claim, it's important to speak with your insurance agent or a representative from your insurance company. They can provide guidance and help ensure that you have the appropriate coverage in place to protect your properties and assets.