how do I change the beneficiary on my social security disability life insurance?

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Asked April 26, 2017

1 Answer


Social Security Disability Insurance (SSDI) provides life insurance coverage to eligible beneficiaries. If you want to change the beneficiary on your SSDI life insurance policy, here are the steps you can take:

  1. Gather necessary information: To change the beneficiary on your SSDI life insurance policy, you will need to have certain information ready, including your Social Security number, the name and contact information of the current beneficiary, and the name and contact information of the new beneficiary.
  2. Obtain and complete form: You will need to obtain and complete Form SSA-454-BK (also known as the "Representative Payee Report"), which is the form used to change the beneficiary on your SSDI life insurance policy. You can download the form from the Social Security Administration (SSA) website, or you can request a copy by calling the SSA at 1-800-772-1213.
  3. Submit the form: Once you have completed the form, you can submit it to the SSA. You can either mail the form to your local Social Security office or bring it in person. You may also be able to submit the form online through the SSA's website.
  4. Follow up: It may take several weeks for the SSA to process your request to change the beneficiary on your SSDI life insurance policy. You can follow up with the SSA by calling their toll-free number at 1-800-772-1213 or by visiting your local Social Security office to check on the status of your request.
Note that if you have a representative payee (someone who manages your SSDI payments on your behalf), they may need to complete and sign the form with you or on your behalf. Additionally, if you are changing the beneficiary to a trust, you may need to provide additional documentation and information. Overall, changing the beneficiary on your SSDI life insurance policy is a straightforward process that involves obtaining and completing a form and submitting it to the SSA.

Answered April 28, 2017 by GWGLife

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