Car Accident – Have Valid DL and Insurance – brought wrong DL (Expired)

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

I have this weird situation. I have insurance and I have a valid driver license, but for whatever reason, I brought the wrong license and got into a car accident. The accident was not my fault as it was a right-of-way violation. Am I at fault in any way because I had an invalid license on me at the time? The police was not involved during the accident.

If need be, I can prove that I have a valid DL and my insurance agency can validate it.

Thanks!”

Asked March 16, 2016

1 Answer


If you have been involved in a car accident and you presented an expired driver's license instead of a valid one, the situation may become more complicated. However, having valid insurance may help mitigate the situation. First and foremost, it is essential to be honest with the other parties involved and with the law enforcement officer who comes to the scene. Explain that you accidentally brought the wrong driver's license and that you do have a valid license, but it is not with you at the moment. Provide your current insurance information and any other relevant details. Depending on the specific circumstances and the laws in your state or country, you may face some consequences for driving with an expired license. These consequences could include fines, license suspension or revocation, and potentially higher insurance rates. However, if you have a valid license and a clean driving record, it may be possible to avoid these penalties or minimize their severity. It is crucial to contact your insurance provider as soon as possible after the accident to report the incident and provide accurate information. Your insurance company can advise you on how to proceed and can help protect you from any potential legal or financial consequences. In summary, presenting an expired driver's license in the event of a car accident is not ideal, but having valid insurance and being honest about the mistake can help mitigate the situation. It is important to contact your insurance provider and follow their advice on how to proceed.

Answered March 18, 2016 by AllstatePals

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption