can you explain the phrase “life insurance in force”?

"Life insurance in force" refers to the total amount of life insurance coverage that a policyholder has at a given time. In other words, it is the amount of coverage that is currently active and has not yet been paid out as a death benefit. This term is used by insurers to refer to the total amount of coverage that they are currently providing to their policyholders. The term "in force" means that the policy is still active and the premiums are being paid regularly. As long as the premiums are paid on time, the policy remains in force and the coverage remains in effect. If a policyholder stops paying premiums, the policy may lapse or be cancelled, and the coverage will no longer be in force. The amount of life insurance in force can increase over time as a policyholder adds more coverage, or it can decrease if the policyholder cancels or reduces coverage. It is important for policyholders to review their coverage regularly to ensure that it meets their current needs and that they are not paying for coverage that they no longer need.