can two people open seperate insurance policies on same vehicle?

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Asked March 12, 2019

1 Answer


Yes, it is possible for two people to open separate insurance policies on the same vehicle. In fact, it is common for multiple drivers to be listed on the same vehicle insurance policy. However, it is important to note that insurance companies typically require all drivers who regularly use the vehicle to be listed on the policy. This is because the insurance company needs to accurately assess the risk associated with insuring the vehicle and all of the drivers who will be operating it. If two people want to open separate insurance policies on the same vehicle, they would each need to be listed as the primary driver on their respective policies. This would require each person to provide their own individual information, such as their driving record, age, and gender, as well as information about the vehicle itself. It's also important to note that having multiple insurance policies on the same vehicle does not necessarily mean that you have double the coverage. Insurance policies typically have limits on the amount of coverage that they provide, so it's important to carefully review the terms of each policy to understand what is and is not covered. In addition, some insurance companies may charge higher premiums for multiple policies on the same vehicle, as they may view this as a higher risk situation. It's important to compare quotes from multiple insurance companies to find the best coverage and rates for your individual situation.

Answered March 14, 2019 by RedTicker

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption