Can a spouse be dropped from health insurance if they are still married?

Generally, a spouse cannot be dropped from health insurance if they are still legally married to the policyholder. Most health insurance policies provide coverage for the policyholder and their dependents, including their spouse, and the policyholder cannot remove their spouse from coverage without a qualifying life event or a change in the policy terms. Qualifying life events that may allow for a spouse to be removed from health insurance coverage include divorce or legal separation, death of the spouse, or a change in employment status that results in the spouse becoming eligible for other health insurance coverage. In these cases, the policyholder may be able to remove their spouse from the policy or the spouse may choose to enroll in other health insurance coverage. It's important to note that insurance policies and regulations can vary by state and employer, so it's important to review the specific terms of the health insurance policy in question to determine whether a spouse can be dropped from coverage. In addition, some employers may require spousal surcharges or other fees for spouses who have access to other health insurance coverage but choose to remain on the policy. In summary, a spouse generally cannot be dropped from health insurance coverage if they are still legally married to the policyholder. Exceptions may exist for qualifying life events, such as divorce or legal separation, or changes in employment status that result in the spouse becoming eligible for other health insurance coverage. It's important to review the specific terms of the health insurance policy and regulations in your state to determine your options.