Can I buy car insurance for only part of the year?

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Asked September 9, 2013

1 Answer


Yes, you can buy car insurance for only part of the year. This is known as short-term or temporary car insurance, and it provides coverage for a specified period of time, usually ranging from one day up to several months. Short-term car insurance can be useful in a variety of situations. For example, if you only need coverage for a few weeks while you're borrowing someone else's car, or if you're a student who only needs coverage during the summer months when you're driving your car back home from college. When purchasing short-term car insurance, you will typically need to provide information about the make and model of your car, your driving record, and the length of time you need coverage for. The cost of short-term car insurance will depend on a variety of factors, including your age, driving record, and the level of coverage you need. It's worth noting that short-term car insurance may not be available from all insurance companies, and some may have restrictions on who can purchase it. Additionally, some states may have specific laws or regulations regarding short-term car insurance, so it's important to check with your state's insurance department before purchasing this type of coverage. If you only need coverage for part of the year but don't want to purchase short-term car insurance, another option is to cancel your regular car insurance policy during the months when you don't need it. However, keep in mind that canceling your policy may result in higher premiums when you go to reapply for coverage later on.

Answered September 9, 2013 by Anonymous

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