Borrowed car ticket for no insurance who pays?

If you borrow a car and receive a ticket for driving without insurance, the responsibility for paying the ticket typically falls on the driver who was behind the wheel at the time of the offense, regardless of who owns the vehicle.

In some cases, the car owner may be held liable for the ticket if they allowed an uninsured driver to operate their vehicle. This is often referred to as “vicarious liability,” which means that the owner is responsible for the actions of someone else who was driving their car with their permission. However, in most cases, the driver who was operating the car without insurance will be responsible for paying the ticket.

If they cannot pay the fine, they may face additional penalties, such as having their license suspended or their vehicle impounded. It’s important to note that driving without insurance is illegal in most states in the US, and it can result in serious consequences.

In addition to fines and penalties, an uninsured driver who is involved in an accident may be held personally liable for any damages or injuries they cause, which could result in significant financial hardship.

To avoid these consequences, it’s important to ensure that you have proper auto insurance coverage before operating a vehicle, whether it’s your own or one that you borrow from someone else. If you’re unsure about your insurance coverage or have any questions, it’s a good idea to consult with an insurance agent or attorney for guidance.

Asked January 15, 2019 by Andy Villena