I am required to carry a SR22 but don’t own a vehicle. What should I do?

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Asked July 6, 2010

1 Answer


If you are required to carry SR-22 insurance but do not own a vehicle, you may still be able to fulfill the requirement by obtaining a non-owner SR-22 policy. A non-owner SR-22 policy provides liability coverage for drivers who do not own a vehicle but still need to carry insurance to meet state requirements. To obtain a non-owner SR-22 policy, you will need to contact an insurance company that offers this type of policy. You will typically be required to provide your personal information and your SR-22 certificate to the insurance company, and they will then provide you with a quote for the policy. The cost of a non-owner SR-22 policy will depend on a variety of factors, such as your driving history, the state where you live, and the amount of liability coverage you need. In general, non-owner SR-22 policies are less expensive than traditional auto insurance policies, but they still provide the required liability coverage. It's important to note that a non-owner SR-22 policy will only provide liability coverage for damage or injuries you cause to others while driving a vehicle that you do not own. It will not provide coverage for damage to the vehicle you are driving or any injuries you sustain in an accident. If you need to carry SR-22 insurance but do not own a vehicle, obtaining a non-owner SR-22 policy is typically the best option. However, it's important to shop around and compare quotes from different insurance companies to find the best coverage and rates for your specific situation.

Answered July 6, 2010 by Anonymous

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