Safe Auto Insurance is a relatively new insurance company that uses a unique approach to auto insurance. The company, unlike others, does not check your credit score or other financial status information, which means that coverage prices are based on your actual insurance needs instead of being affected by problems you may have had with your finances in the past.
Safe Auto is not yet rated by financial ratings companies such as A.M. Best. This does not mean that the company is not financially stable; it simply underscores the fact that Safe Auto is a different kind of insurance company and has not yet reached the level at which such ratings institutions begin to take notice.
Customer response to Safe Auto Insurance has been encouraging since the company began operations in 1993. Because of the companies flexible payment options and
24/7 customer service, customers are assured of getting prompt a prompt response, both through email and over the phone.
Safe Auto Reviews
Safe Auto Insurance is licensed to sell insurance in 15 states, including their home state of Ohio. They are a direct-to-consumer company, which means they do not have independent agents of offices scattered around the country. If you live in Ohio, Indiana, Kentucky, Georgia, Pennsylvania, South Carolina, Tennessee, Louisiana, Mississippi, Illinois, Missouri, Arizona, Oklahoma, Kansas or Virginia, Safe Auto is only a phone call away, or you can log into their website 24 hours a day, 7 days a week.
The Bottom Line
Safe Auto insurance is promoted as a customer friendly, accessible company. They offer a variety of payment plans designed to meet any budget, and do not check your credit score or perform other tests of your credit worthiness which could result in higher premiums even though your driving is spotless. The biggest drawbacks for the company the company are that they are only available in a limited area and that there is not yet any financial rating to refer to before investing your hard-earned money in a premium from the company.