Does liability insurance cover theft of your car?

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Asked June 20, 2011

1 Answer


Liability insurance typically does not cover theft of your car. Liability insurance is designed to protect you financially if you are found responsible for causing injury or property damage to others in an accident. It does not cover damage to your own vehicle or theft of your vehicle. If you want coverage for theft of your car, you would need to purchase comprehensive insurance or a specific theft coverage policy in addition to liability insurance. Comprehensive insurance provides coverage for theft as well as other non-collision-related events, such as fire, hail, and vandalism. It's important to note that coverage and policy limits can vary depending on the specific insurance policy and the state in which you live. Some policies may have limitations or exclusions for certain types of theft, such as if the car was stolen due to the driver's negligence or if the car was left unattended with the keys in the ignition. To ensure that you have the right insurance coverage to protect your car from theft, it's recommended to speak with a licensed insurance agent who can help you understand your options and find a policy that meets your needs.

Answered June 20, 2011 by Anonymous

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