can u get a life insurance without a social security number

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Asked April 30, 2019

1 Answer


It is generally difficult to get life insurance without a social security number. This is because most life insurance companies require applicants to provide a social security number as part of the application process. The social security number is used by the life insurance company to verify the applicant's identity, as well as to access important information such as the applicant's credit history and medical records. This information is used to help the insurance company assess the risk associated with insuring the applicant, and to determine the appropriate premium rate for the policy. While it may be possible to get life insurance without a social security number, it is likely to be a difficult and time-consuming process. Some insurance companies may accept alternative forms of identification, such as a tax identification number or a passport, but these are typically not as widely accepted as a social security number. If you are unable to obtain life insurance due to not having a social security number, you may want to consider other options for financial protection, such as a savings account or a trust. It's also worth noting that some employers offer group life insurance as part of their benefits package, which may not require a social security number for enrollment.

Answered May 2, 2019 by ronanona

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