Insurance canceled for shingles lifting

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My insurance was cancelled during hurricane season ( a week after hurricane Michael) due to shingles being lifted. Isn’t a Home Inspector license required to inspect a home for an Insurance company? Even if you are an employee? an individual came out to take pictures of the roof and that was it.”

Asked October 23, 2018

1 Answer


It's possible that an insurance policy could be canceled or not renewed due to shingles lifting on a home. This is because shingle lifting can be a sign of damage or wear and tear on the roof, which can increase the risk of future damage, such as leaks or water damage. Insurance companies may view homes with damaged or worn roofs as higher risk and may be more likely to cancel or not renew the policy in order to mitigate their own risk. In some cases, insurance companies may require homeowners to make repairs or replace their roof before renewing their policy. This is particularly common for older roofs or roofs that have sustained significant damage. Insurance companies may also require homeowners to provide proof of maintenance and regular inspections to ensure that the roof is in good condition and to prevent future damage. If your insurance policy has been canceled or not renewed due to shingle lifting, it's important to address the issue as soon as possible. This may involve repairing or replacing the damaged shingles or replacing the entire roof, depending on the severity of the damage. Working with a licensed and experienced roofing contractor can help ensure that the repairs are done correctly and that your home is protected from future damage. It's also important to contact your insurance company to determine your options for reinstating your policy or finding a new insurance provider. If your policy has been canceled, you may need to find a new provider who is willing to provide coverage for your home with the necessary repairs or improvements. In summary, shingle lifting can be a sign of damage or wear and tear on a roof, which can increase the risk of future damage and may result in an insurance policy being canceled or not renewed. If your policy has been canceled or not renewed, it's important to address the issue as soon as possible and work with a licensed roofing contractor to make the necessary repairs or replacements. You should also contact your insurance company to determine your options for reinstating your policy or finding a new insurance provider.

Answered October 25, 2018 by fl_pc

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