Car title not registered- Car totalled

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Son bought a car in CA, did not register title, lost documents from seller. ( Ugh) have contacted seller who refuses to sign anymore paperwork ( he did his part) car was brought to NC and was totalled ( other parties fault) the ins co have paid out part of the loss but are waiting on the title for the remainder. How can he get it and if he doesn’t can we just walk away without the car?”

Asked April 11, 2018

1 Answer


If your car was totaled and the title was not registered, it may complicate the process of filing an insurance claim and receiving compensation for the value of the vehicle. Typically, to file an insurance claim for a totaled vehicle, you would need to provide the insurance company with proof of ownership, such as the car's title. If the title is not registered in your name, it may be difficult to prove that you are the legal owner of the vehicle and therefore eligible to receive compensation. In some cases, the insurance company may be able to work with you to resolve the issue of the unregistered title. They may ask you to provide documentation that shows you have a legal right to the vehicle, such as a bill of sale, loan documents, or other proof of purchase. Alternatively, if you do not have a legal right to the vehicle because it was never registered in your name, you may not be able to file a claim for the vehicle's total loss. However, you may still be able to receive compensation for any injuries or other losses you suffered as a result of the accident. It is important to contact your insurance company as soon as possible to report the accident and discuss your options for filing a claim. They can advise you on the specific requirements for filing a claim and can help guide you through the process.

Answered April 16, 2018 by kdw

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