when retired correctional officers die are their spouses still covered on their insurance?

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Asked August 28, 2017

1 Answer


The answer to this question depends on the specific policies of the correctional officer's employer and their insurance plan. In general, if the retired correctional officer had a life insurance policy that included coverage for their spouse, then their spouse may be eligible for continued coverage. However, the specifics of the coverage will vary depending on the specific policy, insurance provider, and employer. If the correctional officer was covered by a group health insurance plan through their employer, then their spouse may be eligible for continued coverage under certain circumstances. The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that requires employers with 20 or more employees to offer continued health insurance coverage to eligible employees and their dependents after they leave the company. If the retired correctional officer's spouse was covered under the group health insurance plan at the time of retirement, they may be eligible for COBRA coverage. It's also important to note that some correctional officers may have a retirement plan that includes healthcare benefits for both themselves and their spouse. These benefits may continue even after the correctional officer's death, depending on the specific plan and policies of their employer. In summary, whether or not a retired correctional officer's spouse is still covered by their insurance after the officer's death will depend on the specific policies of their employer and insurance provider. It is best to check with the employer's human resources department or the insurance provider for more information.

Answered September 6, 2017 by insdad

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