I am moving to a different county in Florida, do I have to change my insurance?

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Asked August 21, 2017

1 Answer


Moving to a different county within Florida may or may not require a change in insurance, depending on the type of insurance coverage you have and the policies of your insurance provider. Here are some factors to consider:

  • Health Insurance: If you have a private health insurance plan, you don't need to change your coverage because you're moving to a different county in Florida. However, you might need to change your healthcare provider if they do not operate in your new location or do not have any partnerships with healthcare providers in your new county.
If you have Medicaid or Medicare, you may need to notify your insurance provider of your move and update your address. Some Medicaid programs are administered at the county level and you may need to change your plan if you move to a different county.
  • Auto Insurance: Your auto insurance policy will likely remain the same if you're moving within Florida. However, if you move to a new county that has higher or lower rates than your previous location, you may see a change in your insurance premiums. Some factors that could affect your rates include population density, crime rates, and weather patterns in your new location.
  • Homeowners or Renters Insurance: If you're a homeowner, your homeowners insurance policy should remain the same when you move to a new county. However, your premium may change depending on your new location's risk factors such as weather patterns, flood zones, and crime rates.
If you're a renter, you will need to update your address with your insurance provider. Your renters insurance policy may not change, but you may see a change in your premium based on your new location. Overall, it's important to notify your insurance provider of your move, update your address, and ask if there are any changes or updates you need to make to your policy. If you're not sure whether you need to change your insurance, it's best to reach out to your insurance provider and ask for clarification.

Answered August 22, 2017 by sunnyday

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