Car totaled but title in friends name.

If your car is totaled but the title is in a friend's name, there are several factors to consider. Here are a few key points:

• Insurance: If you have insurance on the car, you should file a claim with your insurance company. Depending on the terms of your policy, the insurance company may cover the cost of the car or pay out a settlement based on the value of the car. However, it's important to note that insurance claims can be complicated when the title is not in the owner's name, and the insurance company may require additional documentation to verify your claim.
• Ownership: Since the title is in your friend's name, they are technically the legal owner of the car. This means that they have the right to make decisions about what happens to the car, including whether to sell it for scrap or salvage, or to keep it and repair it. If they agree to let you keep the car or sell it for parts, they will need to sign over the title to you.
• Liability: If you were driving the car at the time of the accident and you were at fault, you may be liable for damages or injuries that result from the accident. This means that you may be responsible for paying for repairs or medical bills, depending on the extent of the damage. If you don't have insurance, you may need to pay these costs out of pocket.
• Legal Issues: Depending on the circumstances of the accident, there may be legal issues to consider, such as whether you were driving the car with your friend's permission, or whether you were driving under the influence of drugs or alcohol. It's important to consult with a lawyer to understand your legal rights and obligations in this situation.

Overall, the situation of a totaled car with the title in a friend's name can be complex, and it's important to approach it with caution and seek expert advice as needed.