Can I insure my sons car if he lives in a different state?

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Asked November 17, 2016

1 Answer


Yes, you can insure your son's car if he lives in a different state. However, there are some factors that you need to consider when purchasing car insurance for someone who lives in a different state. Firstly, it's important to note that car insurance requirements vary by state. So, when you purchase car insurance for your son's car, you need to make sure that the policy meets the minimum requirements for the state where the car is registered. Secondly, insurance rates can vary by state, so the cost of insuring the car may be different in the state where your son lives compared to where you live. You should get a quote from the insurance company to determine the cost of insuring the car in your son's state. Thirdly, if your son is the primary driver of the car, you will need to list him as the primary driver on the insurance policy. This is important because if your son gets into an accident while driving the car, the insurance company may deny the claim if he is not listed as the primary driver on the policy. Lastly, it's important to choose an insurance company that operates in both your state and your son's state. This will ensure that you have access to customer service and claims support in both locations. In summary, you can insure your son's car if he lives in a different state, but you need to make sure that the policy meets the minimum requirements for the state where the car is registered, get a quote to determine the cost of insurance in your son's state, list your son as the primary driver on the policy, and choose an insurance company that operates in both states.

Answered November 18, 2016 by IndyIns

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