Can my husband insure a car that is titled in my name without transfer of title?

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Spouse, insure a vehicle that is not in both spouses names

Asked February 11, 2016

1 Answer


Yes, it is possible for your husband to insure a car that is titled in your name without transferring the title. However, the insurance company will likely require you to be listed as the primary owner of the car on the insurance policy. This means that your husband will need to be listed as an additional driver on the policy. Additionally, it is important to note that if there is an accident and a claim needs to be filed, the insurance company may require that the primary owner of the car (i.e., you) be involved in the claims process, even if your husband is the one listed as the driver on the policy. It's also worth considering the potential legal and financial implications of not transferring the title of the car. Depending on your state's laws and your personal situation, it may be necessary or advisable to transfer the title to your husband's name. This can help ensure that he has legal ownership of the car and is protected in the event of any legal or financial issues related to the car.

Answered February 12, 2016 by Mark

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