Is it cheaper to insure a Ram 1500 or Chevy Silverado?

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Asked September 24, 2015

1 Answer


The cost of insuring a Ram 1500 or Chevy Silverado can vary depending on several factors, including the driver's age, driving history, location, and the level of coverage they choose. However, in general, some factors that may affect insurance rates for these two vehicles include their repair costs, safety ratings, theft rates, and popularity among car thieves.

  • In terms of repair costs, the Ram 1500 and Chevy Silverado are both known for their durability and reliability, which may help keep repair costs low. However, the Ram 1500 has slightly higher overall repair costs than the Chevy Silverado, according to RepairPal, an online resource that provides estimates for vehicle repairs.
  • In terms of safety ratings, both vehicles have received high scores from the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). However, the Chevy Silverado has slightly better safety ratings than the Ram 1500 in some areas, such as the IIHS's front crash prevention tests.
  • In terms of theft rates, both the Ram 1500 and Chevy Silverado are popular targets for car thieves, according to the National Insurance Crime Bureau (NICB). However, the Ram 1500 has a slightly higher theft rate than the Chevy Silverado, which could affect insurance rates.
  • In terms of popularity among car thieves, the NICB's annual "Hot Wheels" report lists the most stolen vehicles in the United States. In 2021, the Ram 1500 did not appear on the list, while the Chevy Silverado ranked 9th. This could potentially affect insurance rates for Silverado.
Overall, it's difficult to say whether it's cheaper to insure a Ram 1500 or Chevy Silverado without more information about the specific driver and their circumstances. It's best to compare insurance quotes for both vehicles from several different insurers to get a more accurate idea of the cost difference.

Answered October 1, 2015 by AutoGuy

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