If I move to a different state, can my life insurance company void my policy?

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Asked August 23, 2015

1 Answer


When you purchase a life insurance policy, the policy is generally valid no matter where you live in the United States. This means that if you move to a different state, your life insurance policy should remain valid and your coverage should not be voided. However, it's important to note that if you move to a new state, your life insurance rates could change. Insurance rates are typically based on a number of factors, including age, health, lifestyle, and location. If you move to a state with higher insurance rates, your premiums may increase. On the other hand, if you move to a state with lower insurance rates, your premiums may decrease. It's important to inform your life insurance company of your change of address as soon as possible. This will ensure that your policy remains up-to-date and that any necessary changes to your premium or coverage can be made. You may need to provide your insurance company with proof of your new address, such as a driver's license or utility bill. If you are moving to a new state, it's also a good idea to review your life insurance policy to ensure that it still meets your needs. Depending on your new location and circumstances, you may want to adjust your coverage or consider purchasing additional coverage to ensure that your loved ones are adequately protected in the event of your death. In some cases, certain types of life insurance policies may have restrictions or limitations when it comes to coverage in different states. For example, some policies may not cover deaths resulting from certain activities that are legal in one state but not in another. If you have any concerns about the coverage of your policy in a new state, it's important to speak with your insurance agent to understand your options and any potential limitations.

Answered August 31, 2015 by Anonymous

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