Do I need to take a specific number of credits to stay on my parents’ health insurance?

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Asked June 30, 2015

1 Answer


In the United States, there is no specific number of credits that you need to take to stay on your parents' health insurance. However, there are certain eligibility requirements that you must meet in order to be covered under your parents' health insurance plan. Under the Affordable Care Act (ACA), also known as Obamacare, children can generally remain on their parents' health insurance plan until they turn 26 years old. This is true regardless of whether you are a student or not, and regardless of whether you are enrolled in college or another educational program. However, in order to be covered under your parents' health insurance plan, you must meet certain eligibility requirements. For example, you must be unmarried and not have your own dependent children. Additionally, you must be a U.S. citizen or legal resident, and you must not have access to affordable health insurance through your own job or through a government program such as Medicaid. It's important to note that each health insurance plan may have its own specific rules and requirements for dependents, so you should check with your parents' insurance company to determine what the eligibility requirements are for your particular situation. Additionally, your parents may need to add you to their policy during a specific enrollment period, so be sure to check with their insurance company about any deadlines or other requirements that may apply.

Answered July 7, 2015 by Anonymous

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