Is the surviving spouse of a deceased veteran eligible for the USAA Insurance?

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Asked July 21, 2015

1 Answer


The surviving spouse of a deceased veteran is eligible for USAA insurance if the veteran was a member of USAA at the time of their death or if the surviving spouse is a current or former member of the military. However, there are some additional eligibility requirements and considerations to be aware of:

  • Membership eligibility: USAA is a membership-based organization that provides insurance, banking, and other financial services to military members and their families. To be eligible for USAA insurance, an individual must be a current or former member of the military, or an immediate family member of a military member. This includes spouses, children, and some other family members.
  • Surviving spouse eligibility: If a veteran was a USAA member at the time of their death, their surviving spouse is generally eligible for USAA insurance. If the surviving spouse is not already a USAA member, they will need to become a member in order to receive coverage.
  • Military status: If the veteran was not a USAA member at the time of their death, the surviving spouse may still be eligible for USAA insurance if they themselves are a current or former member of the military. This includes veterans, active-duty service members, and certain other military personnel.
  • Other eligibility criteria: In addition to military status, USAA insurance also has other eligibility criteria that may affect whether or not a surviving spouse is eligible for coverage. For example, the individual may need to meet certain credit or underwriting requirements, and the specific insurance product may have its own eligibility criteria.
  • Documentation requirements: To prove eligibility for USAA insurance, the surviving spouse may need to provide documentation such as a military ID card, DD Form 214, or other military service records.
In summary, the surviving spouse of a deceased veteran may be eligible for USAA insurance if the veteran was a member of USAA at the time of their death or if the surviving spouse is a current or former member of the military. However, there may be additional eligibility criteria and documentation requirements to consider. Surviving spouses should contact USAA directly to determine their eligibility for coverage.

Answered July 21, 2015 by insguy

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