If you have an accident while driving with an expired license will insurance cover damages?

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Asked July 15, 2015

1 Answer


If you are involved in a car accident while driving with an expired license, whether or not your insurance policy will cover the damages depends on the specific terms and coverage limits of your policy. In general, most auto insurance policies require that the driver be properly licensed and authorized to operate a vehicle in order for coverage to apply. If you are driving with an expired license, you may be considered an unlicensed driver and your insurance policy may not provide coverage for any damages or injuries that occur as a result of the accident. It's worth noting that driving with an expired license can also result in legal consequences, such as fines or even suspension of your license. Additionally, driving without a valid license can make it difficult to obtain insurance coverage in the future and may result in higher premiums or policy exclusions. Therefore, it's always a good idea to ensure that your driver's license is current and up-to-date before getting behind the wheel. If your license has expired, be sure to renew it as soon as possible to avoid any legal or insurance-related issues. If you are involved in an accident while driving with an expired license and are unsure whether or not your insurance policy will provide coverage, you should contact your insurance agent or carrier as soon as possible to discuss your specific situation and any available options.

Answered July 16, 2015 by kris721

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