My car caught fire and burned. Will my home insurance cover this damage?

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Asked February 26, 2014

1 Answer


If your car caught fire and burned, the damage to the vehicle may be covered by your auto insurance policy, assuming you have comprehensive coverage. However, your home insurance policy is unlikely to cover this type of damage. Home insurance typically covers damage to the physical structure of your home and other structures on your property, as well as your personal property, from specific causes such as fire, windstorm, hail, and theft. However, damage to vehicles is generally excluded from coverage under a standard home insurance policy. If the fire from your car spread and caused damage to your home or other structures on your property, then your home insurance policy may provide coverage for that damage. However, this would depend on the specific terms and coverage limits of your policy. It is important to review your insurance policies carefully to understand what types of damage are covered and to contact your insurance provider as soon as possible to report the damage and begin the claims process. They can help guide you through the process and advise you on the coverage available to you.

Answered February 26, 2014 by Anonymous

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption