My friend had his laptop stolen from my house. Will my homeowner’s insurance cover this claim?

It depends on the specifics of your homeowner's insurance policy. Most homeowner's insurance policies provide coverage for personal property, which includes items like laptops, that are stolen from your home or damaged by a covered peril. However, there are some factors that may affect whether or not your policy will cover your friend's stolen laptop. For example, some policies may exclude coverage for theft of property belonging to others who do not live in your home. In addition, there may be limits on the amount of coverage available for certain types of property, such as electronics. To determine whether or not your policy will cover your friend's stolen laptop, you should contact your insurance company and file a claim. Your insurance company will review your policy and the details of the claim to determine whether or not the laptop is covered and to what extent. It's important to note that if you make a claim on your homeowner's insurance policy, your premiums may go up, and you may be required to pay a deductible before your coverage kicks in. Therefore, it's a good idea to review your policy carefully and consult with your insurance agent before making a claim to determine whether or not it's worth it.