I just received a dog as a present from my girlfriend. Wil my renters insurance provide protection for it?

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Asked June 24, 2013

1 Answer


Congratulations on your new furry friend! Regarding your question, it is important to understand that renters insurance typically provides coverage for your personal property, such as furniture, electronics, and clothing, but it may or may not extend to pets. Some renters insurance policies may include coverage for pets, while others may exclude them. It is important to review your specific policy documents and talk to your insurance provider to determine if your policy includes coverage for pets, and if so, what types of coverage are provided. If your renters insurance policy does include coverage for pets, it may provide protection in the event that your dog causes damage to your rental property or injures someone. However, it's important to note that coverage may be limited or excluded for certain breeds of dogs that are considered high-risk, such as pit bulls or Rottweilers. Additionally, if you plan to take your dog out in public, it's important to consider liability coverage, which may help protect you in the event that your dog injures someone or damages their property while outside of your rental property. Ultimately, the extent of coverage for your new dog will depend on the specifics of your renters insurance policy. It is recommended that you review your policy documents and talk to your insurance provider to ensure that you have the appropriate coverage for your new pet.

Answered June 24, 2013 by Anonymous

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